Wave - our upcoming payments app

Yggdrasil Wave is a decentralized, blockchain-powered cross-border transaction platform designed to provide fast, low-cost, and secure international payments. Unlike traditional remittance services that rely on banks and intermediaries, Wave leverages Yggdrasil’s blockchain ecosystem to ensure instant, borderless, and trustless transactions using stablecoins and cryptocurrencies.

Whether you're an individual sending money home, a freelancer receiving global payments, or a business handling international transactions, Yggdrasil Wave provides a seamless and efficient financial solution.

1. Instant Cross-Border Transfers

Traditional banking systems take days to process international transactions—Wave completes them in seconds.
Uses Layer-2 blockchain scaling for fast and efficient payments.
Smart contracts automate transfers, ensuring transparency and security.

2. Ultra-Low Transaction Fees

Wave eliminates intermediaries, drastically reducing costs.
Traditional remittance services (Western Union, SWIFT) charge 5-10% fees—Wave reduces this to 0.1-0.5%.
No hidden costs—fully transparent fee structure.

4. Decentralized & Secure

Uses Yggdrasil Blockchain for decentralized settlement, eliminating the need for banks.
End-to-end encryption ensures privacy and security.
No single point of failure—unlike centralized banks, which can freeze or delay transactions.

3. Multi-Currency & Stablecoin Support

Supports fiat-backed stablecoins (AUSD, USDT, USDC, DAI) for stable transactions.
Enables crypto-to-fiat and fiat-to-crypto swaps, allowing users to send payments in any currency.
Integrated on-ramp & off-ramp services for easy conversion between fiat and crypto.

5. Smart Routing for Best Exchange Rates

AI-driven liquidity routing automatically selects the best cross-chain exchange rates.
Supports multi-chain interoperability, allowing payments across Ethereum, Binance Smart Chain, Solana, and Yggdrasil.
Dynamic fee optimization ensures users get the best possible transaction costs.

Key Features of Yggdrasil Wave

6. User-Friendly Mobile App & API for Businesses

Wave mobile app provides a simple and intuitive way to send/receive payments.
Businesses can integrate Wave API into their platforms for automated payroll, supplier payments, and invoicing.
QR code payments & instant P2P transfers make global payments seamless.

Yggdrasil Wave VsTraditional banking